The bank savings card account is restricted. How to adjust the atm withdrawal limit？

2025年5月28日 | admin | dfhft

Guide for adjustment of ATM withdrawal limit of bank savings card account

In daily life, you may encounter the situation that the account of bank savings card is limited by ATM withdrawal limit. This may bring some inconvenience to your use of funds, but don’t worry, there are usually ways to make adjustments.

First of all, you need to know why the bank sets the withdrawal limit. This is mainly for security reasons, in order to prevent bank cards from being stolen or other risk situations, so as to ensure the safety of your funds.

There are several common ways to adjust the withdrawal limit:

1. Go to the bank counter: this is a more direct way. You need to bring your valid ID card and savings card, go to the counter of the bank and apply to the staff for adjusting the ATM withdrawal limit. The staff will handle the corresponding procedures for you according to your needs and the relevant regulations of the bank.

2. Adjustment of online banking or mobile banking: If you have opened the online banking or mobile banking service of the bank, you can operate through these channels. Log in to your online banking or mobile banking account, and look for the function of adjusting the withdrawal limit in related settings or security management options. The operating interfaces and processes of different banks may be different, but generally there will be clear guidance.

The following is an example of the steps for some banks to adjust the ATM withdrawal limit through online banking or mobile banking (for reference only):

Bank name Adjustment steps of online banking Adjustment steps of mobile banking Industrial and Commercial Bank of China (ICBC) Log in to online banking-select Security Center-Payment Limit Management-select ATM withdrawal limit to adjust. Log in to mobile banking-click My-Security Center-Payment Limit-select ATM Withdrawal Limit to adjust. China Construction Bank Log in to online banking-select My Account-Account Management-Limit Management-select ATM withdrawal limit to adjust. Log in to mobile banking-click Home-More-Security Center-Personalized Limit Settings-select ATM withdrawal limit to adjust. agricultural bank Log in to online banking-select Settings-Account Limit-select ATM withdrawal limit to adjust. Log in to mobile banking-click My-Security Center and Settings-Limit Management-select ATM withdrawal limit to adjust.

It should be noted that banks may have certain restrictions and requirements on the adjustment of withdrawal limits. For example, you may determine the range of credit you can adjust according to your account usage, credit status and other factors. In addition, it may take a certain amount of time to adjust the withdrawal limit, which varies from bank to bank.

In short, if the ATM withdrawal limit of your bank savings card account does not meet your needs, it is recommended that you adjust it in the above legal and safe way to better meet your capital use needs. At the same time, we should also pay attention to protecting personal bank card information and account security to avoid unnecessary losses.

(Editor in charge: difference extension)

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